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Financing

Flexible Financing with Shop Pay

Get the fountain you love now and pay over time with Shop Pay Installments! Enjoy 0% APR for eligible shoppers and choose a payment plan that fits your budget.

How It Works

Financing is simple and hassle-free:

  1. Add your items to the cart.
  2. Select Shop Pay at checkout.
  3. Choose your payment plan and complete your order.

💳 Split Your Payments, Stress-Free

  • Pay in 4 interest-free biweekly installments (0% APR).
  • Or choose monthly payments with no hidden fees.
  • Your first payment is due at checkout, and the rest will be charged automatically. You’ll get reminders before each payment!

Frequently Asked Questions

💰 Is there a spending limit?
Yes, financing is available for orders up to $17,500, including taxes and shipping.

💳 Which payment methods can I use?

  • Biweekly, interest-free payments: Use debit or credit cards.
  • Monthly payments with interest: Only debit cards are accepted.

🚫 Are there late fees?
No late fees! However, missing a payment may affect your credit score and future financing eligibility.

🔄 What happens if I return an item?

  • Refunds typically process within 3-10 business days.
  • If your refund is less than your total balance, it may adjust your final payment or shorten your plan.
  • If your refund is more than your balance, the excess will be returned to your original payment method.
  • Interest on monthly payments is non-refundable as it covers the cost of borrowing.

Why Choose Shop Pay Financing?

✅ Quick Approval – Get a real-time decision at checkout.
✅ Flexible Payment Plans – Choose what works best for you.
✅ No Surprise Fees – No late fees or hidden charges.

Important Disclosures

  • Rates range from 0% APR to 36% APR based on eligibility.
  • Financing options are provided by Affirm and subject to approval.
  • A down payment may be required.
  • Visit Affirm’s licensing page for state notices.

⚠ Note: Discount codes cannot be applied to financed orders. Fountains USA reserves the right to cancel such orders to maintain pricing agreements with our artisans.

💬 Have questions? Contact us—we’re happy to help!